Slow and Steady Wins The Race

Slow and Steady Wins The Race

As the investment world turns, we look back at our amazing ten-year bull market run.  In those ten years, you could have had the possibility of gaining 10-12% with a conservative strategy.  Realistically, a conservative strategy yields a 3-4% average return, and they work well for investors that have a low tolerance for risk or are drawing down their funds in retirement.  So, what do these bull market runs create in the minds of investors?  Overconfidence in the market. Unrealistic expectations of an average return. Individuals willing to take more risk than they are naturally comfortable with. 


*The foregoing content reflects the author's personal opinions which may not coincide with the opinions of the firm, and are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that these statements, opinions, or forecasts provided herein will prove to be correct. Past performance is not a guarantee of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. All investing involves risk. Asset allocation and diversification does not ensure a profit or protect against a loss. Finally, please understand that–as with other social media–if you leave a comment, it will be made public.

Open Enrollment for Medicare Begins October 15

Open Enrollment for Medicare Begins October 15

The Medicare Open Enrollment Period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plan costs and coverage typically change. In addition, your health-care needs may have changed over the past year. The Open Enrollment Period is your opportunity to switch Medicare health and prescription drug plans to better suit your needs.


*The foregoing content reflects the author's personal opinions which may not coincide with the opinions of the firm, and are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that these statements, opinions, or forecasts provided herein will prove to be correct. Past performance is not a guarantee of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. All investing involves risk. Asset allocation and diversification does not ensure a profit or protect against a loss. Finally, please understand that–as with other social media–if you leave a comment, it will be made public.

MUCH ADO ABOUT NOTHING

MUCH ADO ABOUT NOTHING

Did you ever wonder why similar companies like Comcast and Disney, owners of NBC and ESPN, are in different industries from other Communications firms, like AT&T and Facebook?   We wondered that too.  Wall Street, finally, has agreed to put all of these communication companies under one umbrella.  For those of you that hold our Exchange-traded Fund strategies, we made that change in July.  We added a Communication Services fund, reducing two other holdings, all months before the September 21st date that the industry changes.


*The foregoing content reflects the author's personal opinions which may not coincide with the opinions of the firm, and are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that these statements, opinions, or forecasts provided herein will prove to be correct. Past performance is not a guarantee of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. All investing involves risk. Asset allocation and diversification does not ensure a profit or protect against a loss. Finally, please understand that–as with other social media–if you leave a comment, it will be made public.