investing

When Do REITs Add Enough Value to Overcome Their Risks in A Portfolio?

For over a decade U.S. bond yields have been dropping, leading investors to try desperate strategies and dangerous investment vehicles. To create more income opportunities, investors have been purchasing poorly understood Closed-end funds, junk bonds, and annuities, to name a few.   In our ongoing services, No Free Lunch, we are addressing a variety of security selections that have hidden fees and unintended consequences.  In this article we tackle traded real-estate (REITs) and real estate funds. REITs should only be purchased with an understanding of the true, and sometimes unexpected, risk of the underlying investments.  Many envision their home when they buy REITs and thus forego a critical review of the risks.


*The foregoing content reflects the author's personal opinions which may not coincide with the opinions of the firm, and are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that these statements, opinions, or forecasts provided herein will prove to be correct. Past performance is not a guarantee of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. All investing involves risk. Asset allocation and diversification does not ensure a profit or protect against a loss. Finally, please understand that–as with other social media–if you leave a comment, it will be made public.

Four Tax Efficient Investment Strategies

Investors may get caught up in the day-to-day trading opportunities and forget to step back to take advantage of tax strategies.  Here are four tactics that may synergistically build wealth and minimize your tax liability.


*The foregoing content reflects the author's personal opinions which may not coincide with the opinions of the firm, and are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that these statements, opinions, or forecasts provided herein will prove to be correct. Past performance is not a guarantee of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. All investing involves risk. Asset allocation and diversification does not ensure a profit or protect against a loss. Finally, please understand that–as with other social media–if you leave a comment, it will be made public.

Slow and Steady Wins The Race

Slow and Steady Wins The Race

As the investment world turns, we look back at our amazing ten-year bull market run.  In those ten years, you could have had the possibility of gaining 10-12% with a conservative strategy.  Realistically, a conservative strategy yields a 3-4% average return, and they work well for investors that have a low tolerance for risk or are drawing down their funds in retirement.  So, what do these bull market runs create in the minds of investors?  Overconfidence in the market. Unrealistic expectations of an average return. Individuals willing to take more risk than they are naturally comfortable with. 


*The foregoing content reflects the author's personal opinions which may not coincide with the opinions of the firm, and are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that these statements, opinions, or forecasts provided herein will prove to be correct. Past performance is not a guarantee of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. All investing involves risk. Asset allocation and diversification does not ensure a profit or protect against a loss. Finally, please understand that–as with other social media–if you leave a comment, it will be made public.